You are absolutely correct and this already happens in many countries with socialized medicine. If a person with a terminal condition goes to the hospital they are not transferred to the ICU for treatments, surgeries, and procedures. The terminal patient is sent to hospice for palliative care by the ER doctors. I am a retired ICU nurse and worked with many foreign nurses, and was told this is how they do it in their countries.Single payer 'coverage for all' would lead to Euthanasia. Take me for example; There is no way the medical board governing National Health Care would approve me for any of my medications as I'm already considered terminal. Without a doubt, there would be a board who determines at what point treatment stops for people, whether it's Stage Four Cancer, or a very expensive surgery, this would lead to life having a value. If your medical bills are $2 million dollars (due to overpriced hospitals, pharmacy companies and doctor rates), you would be considered a drain on the system and no longer treated, or at the least, it would be made impossible for you to schedule an appointment. Life is priceless. In this case, it no longer would be. You would be a walking profit margin, nothing more. The Elderly would be the ones to lose out first, although they would also be the most likely to vote for this as they will be led to believe it will benefit them. It won't.