Taco Bell is going cashless

GEOINTAnalyst

Well-Known Member
Some customers at cash-free chains find the new policy confusing. They occasionally try to argue that it’s not even legal, pointing to the line on paper money that reads, “This note is legal tender for all debts public and private.” And those aren’t just empty words. There’s a federal law, 31 USC Section 5103, to back it up.
However, the key word in that law is “debts.” Technically, you only owe a debt if you’ve already made a purchase and haven’t paid for it yet. But if you go into a convenience store to buy a cup of coffee, you haven’t bought the coffee until you’ve paid for it.
That means you don’t owe a debt, and it’s up to the store to decide whether to accept your cash as a form of payment.
The Treasury Department confirms this interpretation of the law on its website, saying, “Private businesses are free to develop their own policies on whether or not to accept cash unless there is a State law which says otherwise.”
That means buses can require exact change, convenience stores can refuse large bills, and eateries like Taco Bell can refuse to accept cash altogether.
However, if you’ve already bought something — for instance, if you’ve pumped yourself a tankful of gas and gone into the shop to pay for it — that’s a different situation. Then, the owner must accept your cash because you’re technically paying a debt.
If you think about it, there are already multiple situations in which it’s not possible to use paper money. For example, people seldom complain about parking meters that only take small change or tokens or online sellers who only accept credit card payments.
Likewise, there was little outcry when most airlines stopped accepting cash for in-flight purchases of food and drinks around 2010. (One man tried suing Continental Airlines over the policy, but as The Consumerist reports, his case was thrown out of court.)
Really, the only reason cash-free stores and restaurants seem odd to most shoppers is that we’re not used to them. But if this trend catches on more widely, attitudes will change along with store policies. Before long, cash-free stores could seem normal unless something happens to halt the trend.

So there you go the difference between a "Debt" or rendering payment
 

Andy C

Well-Known Member
Some customers at cash-free chains find the new policy confusing. They occasionally try to argue that it’s not even legal, pointing to the line on paper money that reads, “This note is legal tender for all debts public and private.” And those aren’t just empty words. There’s a federal law, 31 USC Section 5103, to back it up.
However, the key word in that law is “debts.” Technically, you only owe a debt if you’ve already made a purchase and haven’t paid for it yet. But if you go into a convenience store to buy a cup of coffee, you haven’t bought the coffee until you’ve paid for it.
That means you don’t owe a debt, and it’s up to the store to decide whether to accept your cash as a form of payment.
The Treasury Department confirms this interpretation of the law on its website, saying, “Private businesses are free to develop their own policies on whether or not to accept cash unless there is a State law which says otherwise.”
That means buses can require exact change, convenience stores can refuse large bills, and eateries like Taco Bell can refuse to accept cash altogether.
However, if you’ve already bought something — for instance, if you’ve pumped yourself a tankful of gas and gone into the shop to pay for it — that’s a different situation. Then, the owner must accept your cash because you’re technically paying a debt.
If you think about it, there are already multiple situations in which it’s not possible to use paper money. For example, people seldom complain about parking meters that only take small change or tokens or online sellers who only accept credit card payments.
Likewise, there was little outcry when most airlines stopped accepting cash for in-flight purchases of food and drinks around 2010. (One man tried suing Continental Airlines over the policy, but as The Consumerist reports, his case was thrown out of court.)
Really, the only reason cash-free stores and restaurants seem odd to most shoppers is that we’re not used to them. But if this trend catches on more widely, attitudes will change along with store policies. Before long, cash-free stores could seem normal unless something happens to halt the trend.

So there you go the difference between a "Debt" or rendering payment
Good explanation
 

Baby Yoda

Watchman
I generally stay away from Taco Bell anyways, so this isn't exactly a huge loss for me. For lunch today, my culinarily-gifted wife made me fish tacos, so I've got it made.

We've stayed away for the past 15 years or so. Walked in to the local one and were overwhelmed by the horrible smell of bathroom problems, and turned around and left. Some things you just don't get past.
 

Baby Yoda

Watchman
I try to live cashless. I rarely spend cash but keep some with me just in case. I had looked forward to the day when I wouldn't have to carry any cash but now that we're seeing how the govmint will ultimately control everything (buying and selling) going cashless no longer looks as attractive as I thought it would. I'll still avoid spending cash as much as possible, even so.

The problem is the total lack of financial privacy, as well as the government being able to deduct money from accounts and it's possible your digital funds could have expiration dates -- spend it or lose it.
 

Baby Yoda

Watchman
Now I only use credit cards since they at least give some protection from this sort of thing.

Yes you are protected with credit cards - have never used a debit one, and don't really see why anyone does. Also I get rewards from using my credit card (although they are trying to get rid of those programs.) I rarely have cash on me, but I don't want that option eliminated.
 

Andy C

Well-Known Member
All the comments on the first page of this thread have ruined the last fast food place I ate the most at. Now, TB is scratched off my list, and fast food will become a rare exception. Plus, I need to learn to cook so all the burden does not fall on my wife.

I like having some cash on me, even though I rarely use it.

I remember when banking on line first started, yet I was still balancing the check book ledger. Its been well over a decade since I had to even look at or keep a ledger.
 

paul289

Well-Known Member
An additional update to the progress of the cashless society: There are many gold dealers and jewelers who are being debanked. People whose hobby or side income or even full time job is buying and selling silver and gold coins and bullion are being told their bank accounts are being closed, and their whole families who also have their bank accounts with that bank have been kicked out. A wife, mother, and grandmother who dealt in gold coins received a letter from her bank saying her account was closed. Then, her husband's savings account was closed. And her son's bank account, and her grandson's.

From the article I found about this: https://www.thegatewaypundit.com/2023/09/what-is-going-three-separate-coin-shop-owners/
“I have theories that run through the back of your head, conspiracy theories. You hear a blurb, ‘oh, we’re going to a non-cash system.’ That is not going to prompt a bank, because no matter what, there’s always going to be a cash system,” she said.

“We still have a whole generation of people who are still alive who cannot do the electronic b******. So you have to wait for those people to die off. So they’re doing this a little prematurely because they’re still alive,” she added.

T the Silver Stacker responded, “That’s where you and I have that big disagreement. I think we are going to a cashless society…

Sherrie said, “Will do that eventually, but I can’t see them doing it before this generation dies off. Maybe that’s why COVID’s coming back why they sent this new strain of COVID. They’re just getting ready to kill off that whole generation now. I don’t know.
I think she misses the point. The "elites" who are Satan's pawns don't care about the ability of the elderly or infirm to bank electronically. Satan's minions will just kill off everyone they can who doesn't get with the program. The groundwork is being laid as we speak. People's reactions are being tested, systems are being put in place to make it go as smoothly as possible.
 

Ghoti Ichthus

Pray so they do not serve alone. Ephesians 6:10-20
I pretty much live a cashless life now anyway. I use my debit card for just about everything.
I use cc for almost everything except student loan payments and long-term care insurance premiums (neither take cc) for the points/cash back that I put back onto the card. Which cc depends on which store. CC paid off every month, so no interest, no fees, and the points/cash back is really what the card issuers claim.
 

Ghoti Ichthus

Pray so they do not serve alone. Ephesians 6:10-20
I think there is a bill before Congress that would pretty much eliminate the points/money back rewards credit cards. I've read a little bit about it but haven't paid too much attention. It appears that the big retailers are behind it. It's called the Credit Card Competition Act. I'll see if I can find some articles that discuss it...

How Credit Card Competition Act Would Affect You​

Congress likely will vote on the Credit Card Competition Act in 2023, a bill that could eliminate almost all of the funding for popular credit card reward programs like cash back and travel points.

The proposed legislation would allow retailers to process credit card transactions without getting charged processing fees, putting millions of dollars into big-box retailers’ pockets.

Sen. Dick Durbin (D-Ill.) and Sen. Roger Marshall (R-Kan.) introduced the bill in July but had trouble finding enough support for it by the end of 2022, so it carried over into the new year. Peter Welch (D-Vt.) and Lance Gooden (R-Texas) submitted it to the House.

https://www.gobankingrates.com/cred...l-that-will-end-credit-card-rewards-programs/

That article has some good info but the website is kind of flaky...

The feds are coming for your credit card rewards​

Just as debit card reforms harmed consumers, so too will credit card reforms. The biggest casualty of this new legislation will be co-branded credit cards, more commonly known as rewards credit cards. While first created by airlines, reward cards are now offered by hotel chains, cell phone companies, coffee chains, tech companies, and even grocery stores. To create a rewards card, a company will typically rely on a single network processor, an agreement that would be outlawed if the CCCA becomes law by allowing merchants to choose which network to process their payments. Such prohibitions will make it almost impossible for rewards cards to be offered to consumers, and it will mean higher annual fees for people who want to keep their credit cards.

https://thehill.com/opinion/congress-blog/3635079-the-feds-are-coming-for-your-credit-card-rewards/

The 5% back I get at WF is enough to make a difference in how well we eat. The 5% back at Amazon helps with supplements, medical expendables, durable medical, etc. The free shipping from Prime membership more than pays for the membership fee :smile They've added digital points for taking slower shipping, so when possible I've been using that and I can use those points for a Kindle book(s) or music.

:whisper I'm amazed they don't tax rewards :tape2
 

Erin

Active Member
I'll admit, I've been eating TB lately...but that's only cause of the "chalupa". I don't know how to make the shell and it's my favorite. So...to help me with my withdrawal, if anyone knows how to make or has a recipe for the "chalupa shell" I would greatly appreciate it if you would share it with me!
 

ItIsFinished!

Blood bought child of the King of kings.
I'll admit, I've been eating TB lately...but that's only cause of the "chalupa". I don't know how to make the shell and it's my favorite. So...to help me with my withdrawal, if anyone knows how to make or has a recipe for the "chalupa shell" I would greatly appreciate it if you would share it with me!
The chalupa and Mexican pizza are my two favorites from their menu. However, I rarely eat out muchless there.
Now I want both of them.
 

Tall Timbers

Imperfect but forgiven
I'll admit, I've been eating TB lately...but that's only cause of the "chalupa". I don't know how to make the shell and it's my favorite. So...to help me with my withdrawal, if anyone knows how to make or has a recipe for the "chalupa shell" I would greatly appreciate it if you would share it with me!

Chalupa Bread​

  • 3 cups - All-purpose flour
  • 1.5 tablespoon - baking powder
  • 1 teaspoon - salt or to taste
  • 2 tablespoon - melted butter
  • 1 ¼ cup - milk preferably full fat
  • Oil for frying
In a bowl, take flour, baking powder, salt, and butter. Mix them well. Now add milk and bring everything together and knead a soft dough. Cover it and keep it aside for 15 to 20 minutes.

Once the dough is rested, divide it into 15 equal balls. Take one dough ball, roll it out to a 5-inch circle. Prick the rolled dough a few times with a fork.

Heat oil in a pan on a medium heat. Gently slide the dough into the hot oil. It should immediately float and puff. Let the dough fry for 30 seconds on side one.

Use tongs to flip the dough over and gently fold the dough in half (like a taco shell).

Hold the dough in that shape as it fries for 30 seconds. Roll the shell over to cook evenly. It should be done after about 2 minutes of frying.

Remove the shell and let it drain on a paper towel. When it’s fried, it should hold it’s shell shape. Repeat with all the shells.
 

Dragontiger777

Well-Known Member
Why are the people love Taco Bell but to me as I love it later on, I can't take anymore because too much Sodium above 2500 that excessive for human to eat that. It will building bad health with High Blood Pressure...smile.

I never or would say almost never has that for all years. (one time since my children paid me LOL)
 
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